Monthly Investment Calculator
Compare ending balances and investment gains across annual return scenarios when investing a fixed amount every month.
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Compare ending balances and investment gains across annual return scenarios when investing a fixed amount every month.
Enter a starting amount, monthly contribution, and investment period.
The annual return is divided by 12 and contributions are added at the end of each month. Taxes, fees, and inflation are excluded.
Result
Even with the same monthly contribution, annual return assumptions create a widening gap over time.
| Period | 4.00% | 6.00% | 8.00% |
|---|---|---|---|
| Year 1 | $6.11K | $6.17K | $6.22K |
| Year 2 | $12.47K | $12.72K | $12.97K |
| Year 3 | $19.09K | $19.67K | $20.27K |
| Year 4 | $25.98K | $27.05K | $28.17K |
| Year 5 | $33.15K | $34.89K | $36.74K |
| Year 6 | $40.61K | $43.2K | $46.01K |
| Year 7 | $48.38K | $52.04K | $56.06K |
| Year 8 | $56.46K | $61.41K | $66.93K |
| Year 9 | $64.87K | $71.37K | $78.71K |
| Year 10 | $73.62K | $81.94K | $91.47K |