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LossRecoveryRisk

-80% loss, +400% recovery

If $1,000 falls by 80%, only $200 remains. This article calculates why the remaining money needs a 400% gain to recover the original principal.

If a $1,000 stock investment loses 80%, the account has $200 left. That is not just a large drop. Most of the original money is gone, and the recovery math changes sharply.

A common mistake is to think that an 80% loss needs an 80% gain to recover. But an 80% gain on $200 adds only $160. The account becomes $360, still far below the original $1,000.

If $1,000 falls by 80% to $200, the remaining money needs a 400% gain to return to the original principal. The $200 must become $1,000, which means it must grow fivefold.

LossRemaining amountGain needed to recover
-10%$900+11.11%
-30%$700+42.86%
-50%$500+100.00%
-80%$200+400.00%
-90%$100+900.00%

A 50% loss needs a 100% gain because the remaining money must double. An 80% loss is much steeper. Only 20% of the original money remains, so the account needs to earn back the missing 80% from a much smaller base.

Why is it not +80%?

The loss is calculated from the original $1,000. An 80% loss removes $800.

The recovery gain is calculated from the remaining $200. To recover, the account needs to earn $800. That $800 gain is four times the remaining $200, so the required gain is 400%.

This is why deep losses are difficult to recover. After the loss, every percentage gain is applied to a smaller amount of money. The deeper the drawdown, the larger the recovery return must be.

This article is not a buy or sell recommendation for any stock. It is a simple recovery calculation. Real investment results can change because of additional losses, fees, taxes, holding periods, and volatility.

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